Vehicle Loans

Whether you need a new car or used car, van or truck, you’ll be on the road in no time. We offer a variety of options to suit your needs. You’ll find our rates and terms to be very competitive. If you’re looking for a little adventure, we also have attractive rates on any type of recreational vehicle, boat, snowmobile, quad runner, camper, motorcycle, and more!

Real Estate Loans

Freedom 1st Credit Union offers 1st mortgages on your primary residence or 2nd mortgages (vacation home), through Covenant Financial Concepts. You can reach our credit union representative, Jim Lehman, for more information at 937.395.9527 or by linking directly to their website: www.covenantfinancialconcepts.com

You may also choose to apply for a closed-end 2ND mortgage. You can apply this loan to education, home improvements or anything else that comes to mind.

Home Equity Loan (revolving line of credit)

This is a great way to use the equity you've built up in your home for many different purposes. Freedom 1st Credit Union will finance up to 70% of the appraised value. Nominal closing costs also apply. Another added benefit for home equity loans is the interest may be tax deductible (consult your tax advisor for details).

Debt Consolidations

Are you overwhelmed with bills every time you go to your mailbox? Freedom 1st Credit Union has the solution! With a Freedom 1st Credit Union debt consolidation loan we will pay off your creditors so you will have only one bill to pay - that's us! We can arrange your payments to be made easily through payroll deduction or direct deposit. We have the payment plan for you.

Share Secured

If you have money in your account but just don't want to withdraw it, a share secured loan may be for you. These loans have a low interest rate and terms to fit your budget. As the balance of your loan is paid down, the amount of shares pledged in your account is released. Your savings will still receive dividends while it is pledged as collateral on the loan.

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